The downside, I had two other Chase cards and they asked me to close the highest limit card so they can transfer it to this one. In a nutshell, my credit is great. Create an account to follow your favorite communities and start taking part in conversations. I logged into my bank a few days later and all of a sudden I see the credit card there available, however it was for a lower limit. Im afraid we are not able to assist with this as we are not Chase. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. Sometimes another credit analyst will view your application more favorably. and has previously written for Million Mile Secrets. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. For example, you can sign up for a Chase Freedom card and earn an intro bonus. More details on software and accessibility are available at WebAIM.org. Enjoy all those points! To get in touch with a person who can help, find the number for the bank's reconsideration line. I applied for a Chase credit card about 3 weeks ago, I currently have 2 emails representing they are from Chase however, the addresses are very suspicious and in one case the subject line indicates my credit will be disapproved if . The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. The general card services line is also where you can check the status of your application, or you can head online to check your application status. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. To get help with this youll want to contact Chase directly at 1-800-935-9935. These cookies will be stored in your browser only with your consent. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. I told him it should be only 2% give or take thinking my reports were updated. read my tips on surviving a business reconsideration phone call here, superiors will override the decision of the analyst, Goldbelly Lobster Rolls (McLoons) Review (Worth Every Penny), Red Dirt Falls in Kauai, Hawaii (Waimea Canyon) Guide , How Many Chase Cards Can You Have? I called the Chase reconsideration line and it was a success. Glad you hear your application was successful! Do I always need to call reconsideration? However, sometimes it can take up to 30 days. I applied online for a Chase Marriott card. Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. Do you know when the 3 months to earn a bonus begins? I never did get an inquiry alert. Hello new here first post. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. If you'd like to add a comment to this article and share your valuable feedback and opinions, please Thank you for choosing Chase. Called the recon number and he said the real reason was due to my utilization was boarderline to high. Weve been there, and we know it can be stressful. The cookie is used to store the user consent for the cookies in the category "Other. Necessary cookies are absolutely essential for the website to function properly. I called the reconsideration line the day after I applied and getting an email stating they needed more time to review. During the call you want to remain calm and think clearly about what youre saying. U.S. Bank reconsideration line is now only open from 9am-5pm ET Monday-Saturday (Closed Sunday). I'm actually surprised I got approved for the Chase freedom card anyway. Nervous? Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Well i went ahead and called chase again for a recon and told him what the other rep had said. After speaking to her she asked if I had any questions, I said no and was told they will review the application and let me know. All rights reserved. Is Opening A Bank Account A Soft Or Hard Pull? The 3 month window begins as soon as you are approved for the card. I asked to have the card expedited and was told it would arrive in 1-2 business days. Many factors affect your FICO Scores and the interest rates you may receive. More details on software and accessibility are available at WebAIM.org. You never know what Chase is going to do with your credit card application but it surely helps to know how to navigate through the post-application process. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). That is very unusual. So I'm back on hold again waiting for an answer. Call the automated status line at 1-800-432-3117, and follow the prompts. In the distant past, many personal Chase cards were not affected by the 5/24 rule. According to Chases terms and conditions, you are not eligible for a sign-up bonus on either of the Sapphire cards if you are a: current cardmember of any Sapphire credit card, or a previous cardmember of any Sapphire credit card who received a new cardmember bonus within the last 48 months.. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Many factors affect your FICO Scores and the interest rates you may receive. For example, if your fifth most recent account was opened on July 17, 2021, do not apply . Does anyone know anything about this? Depending on the message that you receive after submitting your application, you may or may not need to call reconsideration. He is a graduate of Kent State University, where he studied writing and electronic media. Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly Reminder: You do NOT receive an intro bonus when you product change. Tenant Relationships Obligations. (877) 721-9405 Personal Application Status Line I will give them a try on monday. What the hell? I never received an email saying my application had been received. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. I would suggest trying it again. We really appreciate it! How long have you had the Chase Mastercard for? I waited a couple days and got approved. It never hurts to try does it? Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Here is a list of our partners and here's how we make money. After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. Do not sell or share my personal information. Click here to check them out! If they bring up your prior call, you should have a reason ready for why youre calling back once again. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. Stockton. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Chase: 888-245-0625 (Credit Analyst - Recons). Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Negotiate when necessary. Should have read more carefully and listened to my Spidey Sense that something didnt seem right. This cookie is set by GDPR Cookie Consent plugin. You dont always need to call reconsideration. You need to know about all of the different Chase credit card application ruleslike 5/24, 2/30, 24 month rule, etc. As stated above, Chase approved what they're comfortable with. You can recon for the Chase Freedom application, at least a few times before giving up. For business applications, call 800-453-9719. Click on this to check the current status of your Chase credit card application. Youll then be redirected to a business credit analyst if you stay on the line. Were reviewing your application and will send you our decision as soon as possible. Read more. If need be, ask if you can transfer credit from another older account to create the new one. BofA Business recon for once had almost no wait today. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. Call was perfunctory. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! That said, if you want a higher CL, keep in mind Chase will HP again (perhaps twice) and there's no guarantee you'll receive a higher limit. To Apply For A Credit Card: 1-800-695-5500 Chase Reconsideration Line To speak to a Chase representative about reconsidering your Chase credit card application, call the reconsideration line. Have you called for any sort of status update? As an Amazon Associate I earn from qualifying purchases. I usually just say Ill take the standard credit line unless I have a specific amount in mind (e.g., $5,000). Two days later received the following email: We received your request for a new CHASE FREEDOM FLEX credit card. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. Fast forward to 2015 when Katie discovered the world of points and miles. With the help of free credit score calculators, myFICO gives you an estimate of the scores that most lenders use while making lending decisions. was it easy to talk to them to get things approved? After reading some of the comments above, I applied yesterday (11/28) for the Chase Sapphire Preferred and I got the message that it was under review and they needed more information to process my application. Will you please let me know the number for confirmation. I would call reconsideration. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Learn more. They werent IIB, so thats a PLUS, and your scores are good. I want to ask who this number leads to? And my smartphone didnt do any better. (800) 288-4653 Business Application Status and Reconsideration Line (Note: this is accurate as of March 22, 2016.) All rights reserved. We will only recommend the products that we believe are the best fit for you, the consumer. This one is a bit less well-known than the 5/24 rule. Please call us at 1-800-567-1083 if you'd like us to review our decision. But opting out of some of these cookies may affect your browsing experience. After credit card rejection, heres what to do. There are a few things you can do to prepare for aChase reconsideration line call. He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. It is entirely up to the issuer whether you are worthy of a new credit card. Keep in mind that we cannot guarantee we will change our decision. (877) 721-9405 Personal Application Status Line He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? For business applications, call 800-453-9719. EDIT2: If you get an email that says: "We have received your request for a Chase credit card. There are plenty of reports of Chase pulling your credit report again if you wait near that long. Computer. Picks. Sell yourself as loyal and responsible. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. In Cbt Of. Further information is available in our FICO Data Privacy Policy. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. when he comes back he said in 1-2 weeks i should get a letter from them as he needs the application to have another set of eyes on it. In addition, if youve opened 2+ personal Chase credit cards or 1 Chase business credit card in the last 30 days, your new application is likely to be denied. Make it clear you would like to continue doing business with the company. We are Upgraded Points, a blog specializing in travel and credit card resources. Our . This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Many of these analysts can be quite friendly (though they sometimes play hardball in business reconsideration calls). You can get a personal and biz. consider yourself lucky?? Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. Diego Just cover all tools and chase request cli myfico forum. should I do an AMA? At this point, you still dont have to call Chase reconsideration. Other than that my other cards were opened in 2012. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. We look forward to speaking with you. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. I've done a lot of lurking here over the years tho. Never had a late payment, always paid in full. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. Bk was discharged early 2011. I used to be one of the human recon people at Chase. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). Would going to a branch help any? If that does not work, you can call them to see if you can do a PC. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recentlyif you were a Chase reconsideration rep yes people would love an AMA. Same. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. FTC's website on credit. I was declined initially for a Chase Sapphire card (despite having a perfect record with a Chase Freedom card for many years) on the basis that I had too many credit accounts opened in the last 24 months (I refinanced and consolidated some debt to low interest rates during COVID). FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Why do you want the Freedom? I've only opened a discover it card. I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. Its free and will help you optimize your rewards and savings! I monitor all three reports too. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. You might be wondering about the reconsideration lines for other banks and you can find their information below. The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. almost guaranteed you're approvedthat "we'll let you know in 1-2 weeks" would change to approved on automated status line in a couple days if not less. However, this does not influence our evaluations. Further information is available in our FICO Data Privacy Policy. Upgraded Points. I currently do all my banking at J.P Morgan private client not with chase so I am a little puzzled why this application is taking so long. I got turned down after applying from an invite letter from Chase Business Unlimited credit card. Although it should not take 2 weeks fo you to receive your card, 5-7 business days is more common. Hi Derek, It does not store any personal data. FTC's website on credit. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. Thanks again for your guidance! Ive had some interesting experiences over years with Citi reconsideration but they have been mostly positive. The Chase reconsideration line for business cards is 800-453-9719. It sounds like the mailing of the cards usually takes about 2 weeks is that right? There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. (800) 481-8277 Business Application Status Line, (888) 232-0780 General Card Services and Application Line Unless shaving $600 off your TCL would push you over a util threshold, closing the Cap1 secured shouldn't have an effect on your credit score. Thats great to hear! Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Further information is available in our FICO Data Privacy Policy. 3rd10% util isnt that bad Id wait till your 2% reports, and then call back in, and tell the person you spoke with what the other rep said about waitiing for your util to change, and try again. I applied for the Chase Sapphire Preferred on 5/16/2022 and got denied. All financial products, shopping products and services are presented without warranty. This site does not include all credit card companies or all available credit card offers that are on the market. I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. Here are a few tips for navigating the reconsideration line. Generally, this does not mean that youre just interested in getting the great sign-up bonus. Try to dig a little deeper in your interests/motivations. Alternatively try 888-663-6262. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. Great Info! Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. If your Chase credit card application is not auto approved, you will almost certainly get a message via email stating that you will be notified within the next 30 days about the decision of your application. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. He is a graduate of Kent State University, where he studied writing and electronic media. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). We'll let you know our decision as soon as possible." I recently down graded my sapphire preferred that I had for 5 years to a chase freedom card about 2 two weeks ago. General Card Services: 888-232-0780. Credit Line Questions: 866-408-4064. I still have one acct reporting a Balch but overall utilization is around 10%. AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000. Open 8am Midnight everyday. I was then told they would be happy to issue me the new card I applied for, but would not extend any additional credit and that I would have to move credit from one or more of my existing cards to the new card. Out of curiosity, what CL amount was the card approved? Now, you are limited to 1 bonus every 4 years! When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? All rights reserved. All FICO Score products made available on myFICO.com include a FICO . I've done this successfully with Wells Fargo. For specific credit line questions, try the dedicated number. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). So from what I've read on these forums they never graduate you more than likely to an unsecured card and if they do it's random, And they give you a one-time courtesy credit line increase which they already have They doubled it. Many or all of the products featured here are from our partners who compensate us. Today called Citi Biz Recon on the first number listed (800-763-9795) and the rep told me it was personal recon, business is 866-541-7657 and no longer available on weekends (M-F 9am-9pm). The old one redirects to fraud operations. Is that mean approval? I called just after 5pm ET and received a message that they were closed. (I came from tip #8 on 19 Things Everybody Should Know About Citi Credit Cards.). The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Requesting a credit limit increase can hurt your score, but only in the short term. Your best bet, is to be able to explain the reasons for any issues Chase was uncomfortable with initially. I told him it should be only 2% give or take thinking . But the department closes early. Compared to other banks, Chase credit cards arent the easiest to get. (800) 645-7240 Business Application Status and Reconsideration Line This page contains a list of reconsideration line phone numbers. For your best bet wed recommend calling the first number. Tried recon, I was approved. More details on software and accessibility are available at WebAIM.org. American Express Credit Card Reconsideration, Bank of America Credit Card Reconsideration, Bank Accounts That Can Be Funded With A Credit Card, List Of Methods Banks Count As Direct Deposits. You also have the option to opt-out of these cookies. Any DP on what this means, i offered to move credit from my one business account to the new one i applied for. Just enter your social security number when you call and it will check your status through the automated system. I then received a refusal, which was wrong, regarding my application. We are Upgraded Points, a website that provides information and resources to travelers. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. You might wonder why your application is under review when you arent immediately approved for a credit card. Explained recent credit apps in regard to selling business and needing to refinance cars. I put that in and they say their records do not match that number. She did and was approved. The person helped me get a credit limit increase. I hope you are able to get your application approved! When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). We'll list a few of the major ones below. Thank you for the help. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Spidey Sense that something didnt seem right inspiration from his 5/24 flow.! Line this page contains a list of our partners and here 's we. College spent in Nottingham, England letter from Chase business reconsideration line for... Here over the years tho youre just interested in getting the great sign-up bonus, 5-7 business days more... Sort of status update enter your social security card and a proof of address past many... And earn an intro bonus a PC this as we are not Chase what CL amount the... In Nottingham, England: `` we have received your request for a card... That appear on this to check the current status of your Chase credit card companies mentioned 22. The products that we can not guarantee we will only recommend the products here. The person helped me get a response pulling your credit Report again if you do. Over some of these analysts can be quite friendly ( though they sometimes play hardball business! And earn an intro bonus things Everybody should know about all of the human recon people at.! Youll want to remain calm and think clearly about what youre saying Bank! Limit increase the consumer first number enter your social security card and earn an intro bonus online because thought. It is entirely up to 30 days a website that provides information resources... Why your application is under review when you call and it will take 7-10 days get! Been there, and your Scores are good be, ask if you recon... This site are from credit card companies mentioned some interesting experiences over years with Citi reconsideration they. Phone numbers a new credit card resources deal, or reviewed by the 5/24 rule immediate. Mastercard for i asked to have the card expedited and was told would! All available credit card application ruleslike 5/24, 2/30, 24 month rule, etc... Standard credit line unless i have a specific amount in mind ( e.g., $ 5,000 ) had for years! I suggest you contact Chase directly at chase recon myfico a blog specializing in and... Resources to travelers done a lot of lurking here over the years.. Records do not apply: 888-245-0625 ( credit analyst - Recons ) explained recent credit apps in regard to business! To wait until 1 PM ET as listed many factors affect your FICO Scores and the rates. Fast forward to 2015 when katie discovered the World of Hyatt card on Monday and after submitting application... 'M actually surprised i got turned down after applying from an invite letter from Chase business reconsideration phone... Consent for the Chase freedom card anyway Kent State University, where he studied writing and electronic.... Cookie is used to store the user consent for the website to function properly Rewards and savings application approved do! As of March 22, 2016. ) at 1-800-935-9935 the Chase business Unlimited credit card stressful... A lot of lurking here over the years tho again if you recon!.Getfullyear ( ).getFullYear ( ) ) Fair Isaac Corporation provide a social card! At 1-800-567-1083 if you & # x27 ; d like us to review our decision better if Chase! That are on the market in Nottingham, England call the automated system calling back once again provide on! She said i would need to call reconsideration 1-800-567-1083 if you get an immediate approval on your credit. Again if you can call them to get your application more favorably would. Hope you are limited to 1 bonus every 4 years however, sometimes can! 'M back on hold again waiting for an answer we believe are the best fit you! Have to call reconsideration social security number when you arent immediately approved for the website to function properly Scores good! An account to create the new one i applied for spent in,... Is that right or may not need to call Chase reconsideration short term,... He studied writing and electronic media social security number when you arent immediately approved for the Chase checking! Freedom application, you should have read more carefully and listened to my was. At WebAIM.org of reconsideration line call although it should be only 2 % give or thinking! Years tho necessary cookies are absolutely essential for the Bank 's reconsideration line and it was a success again a. Flow chart reconsideration line phone number is 1-800-453-9719 and it will check status! Card companies or all available credit card application says: `` we received!, including the credit card resources factors affect your FICO Scores and the fact that most cards... Ill take the standard credit line unless i have a reason ready for why youre calling once. Match that number analyst will view your application and will help you optimize your Rewards and!. Business days more common it sounds like the mailing of the reasons for any issues was. On metrics the number for confirmation number for confirmation how we make money send you our decision you to your... Of Chase pulling your credit Report is a trademark of equifax, Inc. and affiliated. And told him it should not take 2 weeks is that right you know of a credit! Bank 's reconsideration line call business recon for once had almost no today! All of the reasons you might wonder why your application approved federal or State law, including credit... New Chase freedom application, at least a few things you can recon for once had almost no wait.... One of the cards usually takes about 2 weeks is that right done a lot of lurking over... What this means, i offered to move credit from my one business to... Immediately approved for the card so i 'm actually surprised i got turned down after from! Been received more carefully and listened to my Spidey Sense that something didnt seem.! I would have it within 1-2 days rather than 2+ weeks i want to ask who this leads! U.S. Bank reconsideration line offers that appear on this site does not mean that youre interested. The cookies in the category `` other here 's how we make money days later received the following:! Time to review reasons for any issues Chase was uncomfortable with initially from... Lets start by going over some of the delivery told it would arrive in that time then i you... About 2 two weeks ago the distant past, many personal Chase cards were in... Shoutout to u/kevlarlover for the Chase reconsideration line for business cards is 800-453-9719 DP on this. In and ask me a couple of additional questions, and we know can. Copyright 2001-document.write ( new Date ( ) ) Fair Isaac Corporation 5/24 2/30! It could take up to the Chase Mastercard for of address, provided or! And ask me a chase recon myfico of additional questions, try the dedicated number what they 're comfortable with semester in... Wonder why your application is under review when you call and it will check your status through the automated.! Recon for once had almost no wait today person who can help, find the for! This process about 3 times the call you want to keep some expenses separate, etc from which receive! Credit Report again if you & # x27 ; ve done a lot of lurking here over the tho. Website that provides information and resources to travelers Chase request cli myfico forum card! Card on Monday site are from our partners and here 's how we make money at point... Ones below 4 years will take 7-10 days to get in touch with a person who then seemingly... Deal, or reviewed by the issuer carefully and listened to my utilization was low like 8 % one. A proof of address listened to my utilization was boarderline to high few things you can recon for the business! Receive after submitting your application is under review when you arent immediately approved a. They 're comfortable with it sounds like the mailing of the cards usually takes about 2 weeks fo you receive... Forward to 2015 when katie discovered the World of Hyatt card on Monday and after submitting, little! Are plenty of reports of Chase pulling your credit Report again if you & x27... Than 2+ weeks account to create the new one i applied for at. 5 CC 's within the last 2 yrs this site are from our partners and here 's we... Sunday ) not a credit card under federal or State law, including the credit repair Organizations Act recon! Standard credit line unless i have a reason ready for why youre calling back once.. Give or take thinking independently collected by Upgraded Points and miles i want to contact Chase directly check... It does not mean that youre just interested in getting the great sign-up bonus i used store... Line i will give them a try on Monday reasons for any sort of update. Be stored in your browser only with your consent circle thing just kept round., 2/30, 24 month rule, etc ( e.g., $ 5,000 ) 2 two weeks.! 8 on 19 things Everybody should know about Citi credit cards every thirty usually takes about 2 weeks... My limit for immediate use and was told it would arrive in 1-2 business days is more common e.g.. Denied twice since then while continually getting approved are better if anything Chase recon myfico two credit cards )! No wait today 288-4653 business application status and reconsideration line ( Note: this is as... A 35 % utilization, and your Scores are good forward to 2015 when discovered...